New subdivisions in Green, Ohio keep popping up on Massillon Road and East Turkeyfoot Lake Road all the time. And in the summertime, a pool is one of the best parts of summer. But it’s also one of the biggest risks if you’re a property owner. It’s one of the main reasons homeowners in Green should consider an umbrella insurance policy.<\/p>\n
A pool sitting at ground level and holding a foot and a half of water or more requires a fence or wall around it. That enclosure has to be at least four feet high. You’ll have to get a permit first.<\/p>\n
Above-ground pools that are already standing 4 ft. tall don’t have to comply with this. But people still have to be kept out with a gate.<\/p>\n
Ohio sees children differently than it does adults. If a child happens to wander into your yard and gets hurt in your pool, you’ll usually be held responsible. Even though no one invited them over.<\/p>\n
That’s because a four-year-old doesn’t see a gate and realize they’re trespassing if they enter it. They see water and they want to play. It doesn’t matter if the gate was latched or they climb over it.<\/p>\n
It actually doesn’t stop with children. If one of your neighbors climbs the fence to get the kid out of the pool and the neighbor gets hurt, Ohio law lets them come after you too. One extremely bad afternoon can end up with two people who are injured.<\/p>\n
You have some liability protection with your homeowners insurance. But umbrella insurance layers on top of that. At Ken Boldt Insurance Agency II Inc., we go over this with pool owners.<\/p>\n
A four-foot fence will keep the city happy and may keep your own kids safer. But it won’t be very helpful if another person’s child gets hurt in your pool.<\/p>\n
Get in touch with an agent at Ken Boldt Insurance Agency II Inc. to learn more about your options for umbrella insurance in OH before you pull the cover off your pool next summer.<\/p>\n","protected":false},"excerpt":{"rendered":"
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