Your home is probably one of your most important investments. This isn’t only true because of the money you have invested into your home, but it is also true because of the emotional importance your home holds. Your house is your family’s safe haven, a place to come together and make memories. You want this protected. At Ken Boldt Insurance Agency II Inc., serving Green, OH, we want to help you make the best choices when it comes to this protection. Keep reading to find out what you need to know about home insurance.
Why Is Home Insurance Important?
Home insurance provides a necessary level of protection over your home investment. If your home is damaged or lost due to natural disaster, fire, or burglary, the expenses of repairing or replacing your home will fall to you. For most families, this would cause extreme financial damage. To avoid this type of financial damage, a home insurance policy is put into place. If the home is damaged or lost, the insurance policy will cover repairs or replacement costs.
What Does Home Insurance Cover?
Home insurance policies can be customized to fit your particular needs, but in most cases, a policy will cover the following areas:
- Property Damage – This type of coverage will kick in if your home is damaged or lost due to fire, natural disaster, or burglary.
- Liability – This type of coverage will pay if someone is injured in your home or on your property. This will cover any medical or legal expenses that could result from the accident.
If you would like to learn more about home owner’s insurance or any of our other insurance products which we offer, please contact us at Ken Boldt Insurance Agency II Inc., serving Green, OH. We will be happy to answer your questions today.