Ken Boldt Insurance Agency II, Inc.

2205 Greensburg Rd
Green, OH 44720

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Overlooked Situations That Umbrella Insurance Covers

Ken Boldt Insurance Agency II Inc. provides coverage to Green, OH residents, as well as the surrounding areas. We look to simplify the process of searching for insurance. We understand that each of our clients has specific needs that should be addressed. We offer custom policies to help ensure that we are able to help our clients protect what matters most. We look forward to helping you find coverage.

Overlooked Situations That Umbrella Insurance Covers

Accidents can happen at any time. However, there are some instances where a minor issue can turn into something major. Normally, your liability coverage will protect you if you are held responsible for an accident. If your actions lead to someone getting seriously injured or other problems on that level, traditional liability coverage may not be enough. How would you cope with possible legal action against you? Do you have enough liability coverage to protect your assets? Umbrella insurance adds an extra layer of coverage if you are facing legal, or you’ve caused damaged that exceeds your liability limits. Umbrella insurance helps make sure that you won’t lose everything while handling a liability claim.

If you are a Green, OH restaurant or club owner, umbrella insurance can prevent you from losing everything. You could face a serious liability suit if one of your customers is seriously injured while visiting your restaurant. If you serve alcohol, you will be held responsible if your guests have one drink too many and end up getting involved in an accident. If you run a consulting firm, umbrella insurance can protect you against allegations from your clients that you gave them bad advice. If you have a trampoline in your backyard and you invite your friends over to have fun, you will be held liable if someone gets injured. Perhaps they suffer a brutal injury that leaves them unable to work for years. Umbrella insurance can protect you.

Ken Boldt Insurance Agency II Inc. Will Help You Protect Your Investment

Visit our website to learn more information about umbrella insurance.  

When is getting umbrella insurance a good idea?

For the average person, it is crucial to make sure that you are appropriately covered by liability insurance. When you have proper liability insurance coverage in place, it will ensure you are covered if you accidentally cause an accident that leads to injuries or damages. While a lot of people get adequate coverage through home and auto insurance, everyone in the Green, OH area should also consider getting umbrella coverage. There are several scenarios when getting this coverage is a good option. 

When More Risks Need to be Covered

There are people in certain professions that have more personal liability risk than others. While most people may have liability risk that is sufficiently covered by home and auto policies, others need to receive this additional protection that will cover a wide range of risks.

When Someone Owns Significant Assets

You should also get an umbrella insurance policy if you own significant personal assets. If you have a lot of liquidity and other valuable assets, you will want to ensure that these are protected at all times. Those that are public figures and known to be wealthy are also more common liability lawsuit targets. Due to this, having the additional umbrella coverage can give you the protection that you need to mitigate this risk. 

There are plenty of situations when getting umbrella insurance is a good idea. If you believe that it is right for you and your situation and you are in the Green, OH area, you should call Ken Boldt Insurance Agency II, Inc. The team at Ken Boldt Insurance Agency II, Inc. can help you to pick a policy that is right for your situation. They can do this by answering all of your questions and helping you determine what level of coverage you need. 

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