Ken Boldt Insurance Agency II, Inc.

2205 Greensburg Rd
Green, OH 44720

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What Exactly Does Condo Insurance Cover?

You’re likely excited about your accomplishment if you have purchased a condo. Owning a condo in Green, OH (or anyplace else) is similar to owning a home, and most people consider it an event to be proud of. One thing you must be mindful of when owning a condo is having adequate condo insurance. You might wonder exactly what condo insurance covers, and here is an overview.

Not Equivalent to Homeowners Insurance

One thing that many condo owners believe is that condo insurance is equivalent to homeowners insurance. While there are some similarities, condo insurance is different from homeowners insurance. Condos typically come with homeowners association fees, as the homeowner’s association provides some coverage for your condo. Included in this coverage are the common areas of the complex, as well as the exterior of your condo. Therefore, any condo insurance that you purchase is supplemental. While homeowners insurance covers the interior as well as the exterior of a home, condo insurance only covers:

  • Any personal property that is damaged or destroyed
  • Injuries sustained at your condo
  • Living expenses if your condo becomes uninhabitable and you must reside someplace else temporarily
  • Any lawsuit that may be brought against you
  • And more

When purchasing a policy, your insurance agent can provide more information about what’s covered for a deeper understanding. 

As you can see, what condo insurance covers is pretty straightforward. So, if you’re seeking a new condo insurance provider, we at Ken Boldt Insurance Agency II Inc. provide coverage for the Green, OH, area. We are always accepting new clients, and we pride ourselves on our high standards, which results in many happy customers who love our top-notch service and coverage. Call us today at Ken Boldt Insurance Agency II Inc. for a quote. 

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