Ken Boldt Insurance Agency II, Inc.

2205 Greensburg Rd
Green, OH 44720

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What Kind of RV Insurance Is Required in Ohio?

If you have owned a recreational vehicle for a while, you know that insurance and registration requirements can differ from state to state. For RV owners, some of the regulations regarding insurance can be confusing. If you live in Green, OH and want to cover your bases, you need to know what kind of insurance you need to cover your RV.

Ken Boldt Insurance Agency II Inc. understands how complicated buying insurance can seem. Here’s what you need to know about RV insurance requirements in Ohio.

Bodily Injury Liability Coverage

In Ohio, all motor vehicles are required to have bodily injury liability coverage at a rate of $25,000 per person and $50,000 for more than one person per accident. This coverage is often used for things like medical bills and lost income.

Property Damage Coverage

When you are driving a large vehicle like an RV, any damage resulting from an accident can be costly. Ohio RV owners are also required to have coverage for property damage beginning at $25,000 per accident.

Add-Ons Are Not Required

In Ohio, you are not required to add other types of coverage to your policy. You may opt for comprehensive coverage to handle RV damage caused by vandalism or bad weather, depending on what types of landscapes you tend to travel to with your vehicle.

You May Be Asked to Show Proof

When you drive an RV, you may be asked to show proof of insurance specifically for your RV. You may show this proof at a traffic stop or when you are in an accident.

Find the Right RV Insurance for Your Vehicle

Whether you camp on the weekends or you live in your RV most of the year, having the right insurance is important. Ken Boldt Insurance Agency II Inc. can help you insure your Green, OH vehicle to ensure it is compliant with state regulations.

A Guide To Help Ohio Residents Find RV Insurance Coverage

Ken Boldt Insurance Agency II Inc. helps Green, OH residents find the insurance coverage that they need. Our primary goal is to establish long-lasting bonds with all of our clients. We offer our clients multiple types of insurance policies so that they can protect what matters most.

RV Insurance Coverage

Many Ohio residents enjoy using their RV to go on exciting road trips. If you frequently travel through Ohio in your RV, it’s important that you consider the benefits of RV insurance. RV insurance will cover you while you are out on the road and while you are settling somewhere. The policy covers your vehicle if you are involved in a collision with another vehicle or if you collide with a tree. You can add comprehensive coverage to protect you if your vehicle is stolen or vandalized. You’ll also be protected if your RV is damaged due to a fire or severe thunderstorm.

Liability coverage offers a safety net if you collide with another vehicle and you are held responsible, or if the RV causes damage to someone else’s property. Uninsured coverage will protect you if you are involved in a collision with someone who does not have coverage.

While you are researching policies, make sure that you have a clear idea of your RV class. Class A RVs are large and often include luxury accessories. Class B RVs are the smallest of the three classes. Class C RVs are regular-sized vehicles. If you have special attachments such as fifth wheels or campers, you can amend your policy to cover your vehicle if damaged or vandalized. If you made any renovations to your RV interior, you would also have to amend your policy to cover potential damages.

Consult With Ken Boldt Insurance Agency II Inc.

For more information on RV insurance, visit our website or office in Green, OH.

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