Ken Boldt Insurance Agency II, Inc.

2205 Greensburg Rd
Green, OH 44720

Get Directions

5 Things You Probably Don’t Know About Umbrella Insurance

If you ask a random person walking down the street in Green, OH, they probably have no idea how umbrella insurance works. Fortunately, it’s not as complicated as it sounds. In today’s guide, we’re going to go over 5 things you probably don’t know about umbrella insurance. And, if you’re currently in need of umbrella insurance, be sure to check out our site at Ken Boldt Insurance Agency II Inc. today. Now, let’s get started!

What Is Umbrella Insurance?

Umbrella insurance is a type of liability insurance that provides additional coverage beyond the limits of your other insurance policies, such as home or auto insurance. It is one of the most comprehensive types of insurance. 

What Does It Protect?

Umbrella insurance can protect you from a variety of liability claims, like property damage or bodily injury caused by an accident (if you are found at fault), or even lawsuits for libel.

Is It Expensive?

Umbrella insurance is relatively inexpensive compared to other types of insurance and can provide you with a lot of extra protection for a relatively low cost.

What Limits Do I Need?

When purchasing umbrella insurance, it’s important to carefully consider your coverage needs and make sure you have adequate limits to protect your assets. Most policies start at $1 million in coverage, but higher limits are available as needed.

Can I Bundle Umbrella Insurance?

It’s important to note that umbrella insurance is not a standalone policy and is typically only available to those who have underlying insurance policies, such as home or auto insurance, with certain minimum coverage limits.

And remember, if you’re in Green, OH and need umbrella insurance, be sure to reach out to us at Ken Boldt Insurance Agency II Inc. today.

Our Partner
  • AllState
  • Foremost
  • Frankenmuth
  • Hiscox
  • Liberty
  • National General
  • Nationwide
  • Progressive
  • Safeco
  • The Hartford
  • Travelers
  • USLI
  • Utica National
  • Westfield