For those that are in the Green, OH area, having a motorcycle can be a great idea. Not only are these efficient ways to get around the community, but they can be a lot of fun to ride when the weather is nice. If you do choose to purchase a motorcycle when you are here, getting insurance for it is very important. There are a lot of situations when someone needs to have a motorcycle insurance policy in place.
Motorcycle Insurance Beneficiaries
Those that Have Taken Out a Loan
A common situation when having a motorcycle insurance plan is a necessity is when someone has taken out a loan. If you have taken out a loan when buying a motorcycle. If you have taken out motorcycle insurance, the lender will take a lien on the asset and will want to ensure it is properly covered with insurance. Your loan agreement is likely to include a provision that requires full comprehensive coverage.
Required when Riding the Motorcycle
For all motorists in the state of Ohio, having a liability insurance plan is a necessity when you are driving on a public road. Having a liability provision in your motorcycle insurance plan ensures you have support if you cause an accident and need to pay for damages. If you are not covered with this required level of motorcycle insurance, you can be penalized in various ways.
Reach Out To Us
It is very important for any motorcycle owner in the Green, OH area to carry a proper motorcycle insurance policy at all times. When you are investing in a motorcycle here, you should call our team with Ken Boldt Insurance Agency II Inc. When you call our professionals at Ken Boldt Insurance Agency II Inc., you will receive customized support and guidance necessary to make an informed insurance decision.
When you first buy a motorcycle, you probably can’t wait to get out on the open road. However, you need to make sure that you have motorcycle insurance. Consult with Ken Boldt Insurance Agency II Inc. in Green, OH to learn more about your options.
Here are some reasons why you need this coverage:
It will cover any damage to another vehicle if you were at fault in an accident
If you hit someone when you are out riding, your insurance will cover any damage that occurs to any of the other vehicles involved.
It can also cover medical (and legal) expenses
Liability insurance will cover any medical expenses that occur due to the accident. If you end up getting sued, it will help you with your legal expenses also.
If you damage property in your accident, it would also be covered
There are times when you might hit a fence or a shed during your accident, and you would be liable for the damage. Your insurance will cover those expenses.
If you get collision and comprehensive insurance, it may also cover the damage to your motorcycle
If your motorcycle is totaled, it will give you money to get your next motorcycle.
You may also be required to get insurance if you took out financing to purchase your motorcycle
Your lender will want to protect their investment and require you to have insurance.
You should never ride without insurance. It will cover any damage to another vehicle, property, and even the medical bills of those that are injured in the accident. You may also be required to have insurance from your lender.
Give Us A Call
If you want to make sure that you and your motorcycle are protected, you should contact us today at Ken Boldt Insurance Agency II Inc. in Green, OH.
There are thousands of motorcycle deaths and injuries on the roads in America every year. This means thousands of insurance claims. It only takes a second for a motorcycle rider in Ohio to lose their focus or control and be in one of those accidents.
At Ken Boldt Insurance Agency II Inc., we want Green, OH residents to feel secure when they are enjoying the freedom that comes with their motorcycle rides. Follow these safety tips for motorcycles when you are on every adventure.
Maintain Your Bike
Maintaining your bike is the first safety step. You already know this. Get in the habit of checking it every time, and not just once a week or month. Check your tires and your battery, the two most common things to go first on a bike.
The last thing you want is a dead battery or a flat tire in the middle of a long ride on the highways. This could spell a huge disaster for you.
Wear a Helmet and Appropriate Attire
You are required under Ohio law to have an appropriate helmet for good reason. There is a wide body of research that supports the laws that require helmets. Without them, deaths and lifelong debilitating injuries occur.
In addition to helmets and attire, good footwear is important. You can suffer injuries by the repetitive motion of shifting gears with your feet. Ensure your boots can withstand your use so that you don’t suffer injury on the road.
Maintain a Safe Distance
When you are on your bike, it is easy to get lost in the moment and want to drive freely in the wind. Try to do this while maintaining a safe distance. Failing to do so is one of the most common causes of motorcycle accidents and serious injury.
Get a Quote
At Ken Boldt Insurance Agency II Inc., we want motorcycle riders in Green, OH to feel freedom on the roads, and ride how they want, when you want. Do this for as long as you can by following every safety measure that you can. Call us today for a quote to ensure your motorcycle insurance policy has everything that you need. You’ll feel even safer!
Green, OH is located about 12 miles south of Akron and 50 miles south of Cleveland. Ohio has 410,000 registered motorcycles, and with 13 designated scenic country roads, you will never be at a loss for a place to take your motorcycle cruising. But before you take your bike onto the road, you need the insurance required by Ohio law. At Ken Boldt Insurance Agency II Inc. in Green, OH, we make sure that all of our customers always have the right insurance.
In Ohio, all motorcycle owners are required to carry basic liability insurance before they hit the road. Basic liability means bodily injury of $25,000 with $50,000 for each accident and property damage of $25,000. This is a pretty basic amount of liability insurance, and it is only adequate if you have very little in the way of assets outside of your motorcycle. If you are at fault, the resulting injuries and potential to be sued loom over you in the event of an accident. This is one area where it is good to talk to your agent about the amount that gives you the protection you need.
Protecting your motorcycle itself requires that you carry additional insurance. Collision is the coverage that protects when you have an at-fault accident. It will pay to have your motorcycle repaired or replaced. If you have a valuable motorcycle, this is coverage that you need. Comprehensive covers things that are beyond your control like storms, flooding, large animals such as deer, vandalism, and theft. Both of these motorcycle insurance types will make sure that you will have a motorcycle to ride no matter what.
At Ken Boldt Insurance Agency II Inc. in Green, OH, we are independent agents who owe our loyalty to our customers, not to an insurance carrier. Give us a call or stop into our office for a free quote.