My Account
Have you noticed more scooters on the streets of Green, OH? If so, you are not alone. Though scooters aren’t as common as motorcycles, they are on-trend.
The question begs: Are there differences between motorcycle insurance and scooter insurance? Ken Boldt Insurance Agency II, Inc. has the inside scoop.
Get the Right Insurance
If you are unfamiliar with transportation insurance outside of traditional car insurance, rest assured you are not the only one. There are substantive differences between car insurance, motorcycle insurance and scooter insurance.
The state of Ohio does not categorize scooters (also known as mopeds) as motor vehicles. Therefore, scooter insurance is not necessary in Green, OH.
Ohio considers motorcycles to be motor vehicles, meaning they must be insured. Part of the logic in defining motorcycles as motor vehicles yet not including mopeds in this categorization is their respective levels of power. Most mopeds rarely move at a rate of speed beyond 35 miles per hour, so there is an argument to be made that they are relatively safe, especially when compared with motorcycles.
When in Doubt, Opt for Insurance
Regardless of whether you are buying a motorcycle or scooter, it is in your interest to obtain insurance. If someone slams into you with an automobile or if your motorcycle or scooter is damaged when parked, insurance constitutes a financial lifeline.
Moreover, there is a chance someone will steal your motorcycle or scooter, meaning you should have insurance the day you buy it. Check out the monthly premiums for scooter and motorcycle insurance and you’ll find they are surprisingly affordable.
Scooter and motorcycle rates are determined by variables ranging from make and model to storage space, frequency of use and riding experience. Both have similar insurance in the form of comprehensive, liability, collision and underinsured/uninsured motorist coverage.
Get a Quote From Ken Boldt Insurance Agency II, Inc.
Are you planning on buying a motorcycle or automobile? Maybe you are in the market for a lower monthly premium. We’ve got you covered. Give us a call for a personalized quote. We serve the Green, OH area.
