When is getting umbrella insurance a good idea?

Posted on August 29, 2020August 29, 2020 by admin

For the average person, it is crucial to make sure that you are appropriately covered by liability insurance. When you have proper liability insurance coverage in place, it will ensure you are covered if you accidentally cause an accident that leads to injuries or damages. While a lot of people get adequate coverage through home and auto insurance, everyone in the Green, OH area should also consider getting umbrella coverage. There are several scenarios when getting this coverage is a good option.

When More Risks Need to be Covered

There are people in certain professions that have more personal liability risk than others. While most people may have liability risk that is sufficiently covered by home and auto policies, others need to receive this additional protection that will cover a wide range of risks.

When Someone Owns Significant Assets

You should also get an umbrella insurance policy if you own significant personal assets. If you have a lot of liquidity and other valuable assets, you will want to ensure that these are protected at all times. Those that are public figures and known to be wealthy are also more common liability lawsuit targets. Due to this, having the additional umbrella coverage can give you the protection that you need to mitigate this risk.

There are plenty of situations when getting umbrella insurance is a good idea. If you believe that it is right for you and your situation and you are in the Green, OH area, you should call Ken Boldt Insurance Agency II, Inc. The team at Ken Boldt Insurance Agency II, Inc. can help you to pick a policy that is right for your situation. They can do this by answering all of your questions and helping you determine what level of coverage you need.

Why Condo Insurance Is An Asset

Posted on July 30, 2020July 30, 2020 by admin

Ken Boldt Insurance Agency II, Inc. helps Green, OH residents find the insurance coverage that they need. We assist our clients by offering multiple insurance policies. We also strive to provide excellent customer service.

The Important of Condo Insurance

As a condo owner, you’ve likely invested a lot of time and energy into making your property look good. In order to protect your investment, explore the benefits of condo insurance. Condo insurance covers the entire property as well as your personal belongings inside the units.

The policy covers any issues related to your appliances and different fixtures. If your bathroom is damaged, condo insurance will cover it. If you have any problems with the walls and flooring of the condo, those things are also covered under the policy.

Your personal belongings are covered if your clothes or electronics are stolen. The coverage also applies if your furniture is vandalized. However, if you have very valuable items like jewelry or art, you may have to amend your policy to include extra coverage. Liability coverage is crucial because it protects you if someone is injured while visiting your condo. You can also alter your policy so that you are prepared in the event of an unfortunate circumstance. Make sure that your policy includes natural disaster protection so that you are covered if a flood comes through the area or a severe thunderstorm damages the area. You can also add umbrella insurance to your policy for extra security. You can add loss of use coverage to your policy. That will protect you if your condo becomes damaged, and you have to stay somewhere else while your condo is repaired.

Ken Boldt Insurance Agency II, Inc. Can Help You

If you are a condo owner in Green, OH, we will work with you to help you protect your investment.

How to Care For Your Vehicle

Posted on June 26, 2020June 26, 2020 by admin

Your auto insurance is there to help in the event of an accident or other issues with your vehicle. However, if you want to extend the life of your vehicle, you need to do what you can to care for it. Our staff here at Ken Boldt Insurance Agency II, Inc. has several tips and suggestions for you, so if you live around Green, OH, here are a handful of tips and recommendations you need to follow.

Maintenance Schedule

Follow the recommended maintenance schedule listed in your owner’s manual. This indicates when certain fluids need to be changed, wheels need to be rotated, and when parts need to be installed. It helps you avoid more costly repairs.

Check Your Fluids

Speaking of fluids, it is crucial to know how to check your fluids. This is a simple process, but one that keeps your vehicle running smoothly. Fluids like your engine oil, transmission oil, power steering fluid, brake fluid, and coolant can be topped off, which will help maintain your vehicle performance (just make sure not to overfill).

Car Wash

Take your vehicle in for a regular car wash. This is especially important during the winter months when there is snow salt that will stick to the underside of your vehicle and rust it out. The regular car wash will remove this. Just make sure to get the undercarriage cleaned during the wash.

Insurance Coverage For Your Vehicle

While you can do your part to take care of your vehicle, you’ll want your insurance provider to do its part to protect your vehicle as well. Our staff here at Ken Boldt Insurance Agency II, Inc. will help connect you with the right auto insurance. If you live around Green, OH, give us a call today.

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