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No, Ohio doesn’t require boat insurance by law. However, there are many reasons to protect your favorite water toys. For example, you may need proof of financial responsibility to register your equipment. Otherwise, you may end up paying for injuries and damages out of pocket if you cause an accident. At Ken Boldt Insurance Agency II Inc., we offer comprehensive boat/watercraft insurance to residents in and around Green, OH.
Four Reasons To Purchase Boat/Watercraft Insurance
Jet skis are fast and sometimes unpredictable, making them prone to accidents. Without insurance, you could be on the hook for medical bills and property damage after an accident. Here are four reasons you need full coverage before zooming across the local waterways on your personal watercraft.
First, if you take out a loan to pay for your jet ski or other watercraft, your lender may require proof of insurance as a condition of the loan. Second, boat insurance pays for repairs needed after a collision or storm. Physical damage from lightning, theft, and other covered perils can cost a lot to repair. For the most severe damage, you may also need help salvaging your equipment. Our team can you choose the right policy options to handle the most common dangers to your vessel.
Third, you’ll need liability coverage whether you use your Jet Ski solo or plan to entertain friends on it. This coverage option handles situations where you may accidentally damage someone else’s watercraft or property. It often includes legal fees after an accident. Fourth, medical bills to pay for injuries sustained while on your Jet Ski can add up quickly. Having the right insurance will help cover expenses that exceed your deductible.
Contact the team at Ken Boldt Insurance Agency II, Inc. to meet with an agent about boat/water insurance. We’re happy to review your current boat insurance policy and make suggestions to enhance your coverage so you can enjoy the serene waterways near Green, OH, with peace of mind.
